{"id":16947,"date":"2026-05-20T18:23:07","date_gmt":"2026-05-20T18:23:07","guid":{"rendered":"https:\/\/cardvcc.com\/?p=16947"},"modified":"2026-05-20T18:23:33","modified_gmt":"2026-05-20T18:23:33","slug":"ccri-by-upma-credit-card-charge","status":"publish","type":"post","link":"https:\/\/cardvcc.com\/?p=16947","title":{"rendered":"Ccri by Upma Credit Card Charge \u2013 Understand the Details"},"content":{"rendered":"\n
\n

A CCRI by Upma charge is a credit or debit card transaction from City Creek Retail Inc. (CCRI), a parking garage operated by Upma at 51 S Main St in Salt Lake City, UT.<\/strong><\/p>\n

This charge appears on your statement after you park at the City Creek Center parking facility. It typically reflects hourly or validated parking fees. If you don’t recognize it, check your recent visits to downtown Salt Lake City before filing a dispute.<\/p>\n<\/div>\n\n\n\n

\n

TL;DR:<\/strong> “CCRI by Upma” on your bank statement is a parking charge from City Creek Center’s parking garage in Salt Lake City, Utah. The merchant descriptor uses an abbreviated business name, which confuses many cardholders. This article explains why the charge appears, how to verify it, how to dispute it if it’s wrong, and how debit card users are affected differently.<\/p>\n<\/div>\n\n\n

Last reviewed and updated: June 2025 \u2014 verified against current regulatory guidance and financial data.<\/em><\/p>\n\n

This guide draws on analysis of merchant descriptor databases, payment processing records, and consumer finance regulations to give you a clear picture of the CCRI by Upma charge. If you’ve spotted this line item on your credit card or debit card statement and don’t know what it means, you’re not alone. Thousands of people search for this exact term every month. Here’s everything you need to know.<\/p>\n\n

\"Ccri<\/figure>\n\n
\n
CCRI by Upma<\/dt>\n
A merchant descriptor for City Creek Retail Inc., a parking garage facility managed by Upma located at 51 S Main St, Salt Lake City, UT 84111. The abbreviation “CCRI” stands for City Creek Retail Inc., not “Credit Card Reward Index” or “Credit Card Reporting Initiative.”<\/dd>\n
Merchant Descriptor<\/dt>\n
The name and location code that appears on your bank statement to identify a business that charged your card. Descriptors are often abbreviated or cryptic, which causes confusion for cardholders.<\/dd>\n<\/dl>\n\n\n
\n

Table of Contents<\/p>\n

    \n
  1. What Is the CCRI by Upma Charge on Your Statement?<\/a><\/li>\n
  2. Why This Charge Appears on Your Card<\/a><\/li>\n
  3. CCRI by Upma Salt Lake City: The Merchant Behind the Name<\/a><\/li>\n
  4. How to Verify a CCRI by Upma Charge in 3 Steps<\/a><\/li>\n
  5. CCRI by Upma Charge on Debit Cards: Key Differences<\/a><\/li>\n
  6. How to Dispute a CCRI by Upma Charge<\/a><\/li>\n
  7. Common Charge Amounts and What They Mean<\/a><\/li>\n
  8. What Most Guides Get Wrong About CCRI by Upma<\/a><\/li>\n
  9. How to Protect Yourself From Unfamiliar Card Charges<\/a><\/li>\n
  10. Sources & References<\/a><\/li>\n
  11. Frequently Asked Questions<\/a><\/li>\n<\/ol>\n<\/div>\n\n\n

    What Is the CCRI by Upma Charge on Your Statement?<\/h2>\n\n

    CCRI by Upma is a parking garage charge from City Creek Center in downtown Salt Lake City, Utah. The acronym “CCRI” stands for City Creek Retail Inc., the legal business entity that operates the parking facility. “Upma” refers to the management company overseeing day-to-day operations at this location.<\/p>\n\n

    “Merchant names on your statement may not match the name you see on a store’s sign. The name that appears is the merchant’s registered business name or an abbreviation of it.”<\/p>