{"id":1710,"date":"2026-04-25T14:55:43","date_gmt":"2026-04-25T14:55:43","guid":{"rendered":"https:\/\/cardvcc.com\/?p=1710"},"modified":"2026-04-25T14:56:20","modified_gmt":"2026-04-25T14:56:20","slug":"hgb-trs-trr-charge-on-credit-card","status":"publish","type":"post","link":"https:\/\/cardvcc.com\/?p=1710","title":{"rendered":"Hgb Trs Trr Charge on Credit Card – Legit?"},"content":{"rendered":"\n
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An HGB TRS TRR charge on credit card is a recurring monthly health insurance premium collected by Humana Group Business (HGB) for TRICARE Reserve Select (TRS) or TRICARE Retired Reserve (TRR) plans, processed on behalf of the U.S. Department of Defense.<\/strong><\/p>\n

This charge originates from Humana Military’s billing center in Louisville, KY, and posts automatically when you or a family member enrolled in a TRICARE plan using a credit or debit card. If you don’t recognize it, call Humana Military at 800-444-5445 or contact your card issuer to investigate immediately.<\/p>\n<\/div>\n\n\n\n

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TL;DR:<\/strong> HGB TRS TRR is a legitimate billing descriptor used by Humana Military (Louisville, KY) to collect monthly premiums for TRICARE Reserve Select and TRICARE Retired Reserve health insurance. Related descriptors include HGB Select, HGB TYA, and HGB Prime \u2014 all from the same Humana billing center at 800-444-5445. If you have no military affiliation and didn’t authorize the charge, dispute it with your bank within 60 days under the Fair Credit Billing Act.<\/p>\n<\/div>\n\n\n

Last reviewed and updated: April 2026 \u2014 verified against current regulatory guidance and financial data.<\/em><\/p>\n\n\n

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Table of Contents<\/p>\n

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  1. What Is the HGB TRS TRR Charge on Credit Card?<\/a><\/li>\n
  2. HGB TRS TRR Meaning \u2014 Every Abbreviation Decoded<\/a><\/li>\n
  3. HGB Select Charge on Credit Card and Debit Card<\/a><\/li>\n
  4. HGB TYA Charge \u2014 Louisville, KY Explained<\/a><\/li>\n
  5. HGB TRS TRR Payment: How Premiums Are Collected<\/a><\/li>\n
  6. HGB Select 800-4445445 KY \u2014 Who Is Behind This Number?<\/a><\/li>\n
  7. Is the HGB TRS TRR Charge on Credit Card Legit or Fraud?<\/a><\/li>\n
  8. Real-World Examples: What the HGB Charge Looks Like on Statements<\/a><\/li>\n
  9. HGB Select Charge on Debit Card \u2014 Key Differences<\/a><\/li>\n
  10. How to Dispute an HGB TRS TRR Charge Step by Step<\/a><\/li>\n
  11. Ways to Avoid Unexpected HGB Charges<\/a><\/li>\n
  12. HGB Louisville KY \u2014 Understanding the Billing Origin<\/a><\/li>\n
  13. Current TRICARE Premium Rates for TRS, TRR, TYA, and Select<\/a><\/li>\n
  14. Sources & References<\/a><\/li>\n
  15. Frequently Asked Questions<\/a><\/li>\n<\/ol>\n<\/div>\n\n\n

    This guide draws on analysis of TRICARE benefit structures, Humana Military’s publicly documented billing practices, and consumer finance regulations enforced by the CFPB and FTC \u2014 verified for accuracy as of 2026. If you spotted an unfamiliar HGB TRS TRR charge on your credit card or bank statement, you are in the right place. Below, we decode every HGB billing variant \u2014 including HGB TRS TRR, HGB Select, HGB TYA, and HGB Prime \u2014 explain exactly why the charge appeared, and walk you through what to do next whether the charge is legitimate or not.<\/p>\n\n

    \"Hgb<\/figure>\n\n
    \n
    HGB TRS TRR<\/dt>\n
    A credit card billing descriptor used by Humana Group Business (HGB) to collect monthly premiums for TRICARE Reserve Select (TRS) and TRICARE Retired Reserve (TRR) health insurance plans. The charge originates from Louisville, KY, and the associated customer service number is 800-444-5445.<\/dd>\n
    TRICARE Reserve Select (TRS)<\/dt>\n
    A premium-based TRICARE health plan available to qualified members of the Selected Reserve (National Guard and Reserve components) and their families. Premiums are collected monthly via mandatory automatic payment.<\/dd>\n
    TRICARE Retired Reserve (TRR)<\/dt>\n
    A premium-based TRICARE plan for retired Reserve members under age 60 who are not yet eligible for TRICARE Retired. Premiums are also auto-debited monthly through Humana Group Business.<\/dd>\n
    HGB Select<\/dt>\n
    The billing descriptor for TRICARE Select premiums \u2014 a self-managed preferred-provider plan for active duty family members, retirees, and their families. Appears as “HGB SELECT LOUISVILLE KY” on statements.<\/dd>\n
    HGB TYA<\/dt>\n
    The billing descriptor for TRICARE Young Adult premiums \u2014 a plan covering unmarried dependents ages 21\u201326 who have aged out of standard TRICARE dependent coverage. Appears as “HGB TYA LOUISVILLE KY.”<\/dd>\n<\/dl>\n\n

    What Is the HGB TRS TRR Charge on Credit Card?<\/h2>\n\n

    The HGB TRS TRR charge on credit card statements is a recurring monthly premium payment for TRICARE Reserve Select (TRS) or TRICARE Retired Reserve (TRR) health insurance, processed by Humana Military under its parent billing entity, Humana Group Business (HGB). The charge originates from Louisville, Kentucky \u2014 Humana’s corporate headquarters and billing center \u2014 and posts to your account on approximately the same date each month.<\/p>\n\n

    “You must pay your premiums by automatic payment. You can set up an electronic funds transfer or use your debit or credit card.”<\/p>