{"id":8812,"date":"2024-09-24T15:47:35","date_gmt":"2024-09-24T15:47:35","guid":{"rendered":"https:\/\/cardvcc.com\/?p=8812"},"modified":"2024-11-06T19:26:30","modified_gmt":"2024-11-06T19:26:30","slug":"is-amex-platinum-a-charge-card","status":"publish","type":"post","link":"https:\/\/cardvcc.com\/?p=8812","title":{"rendered":"Is Amex Platinum a Charge Card? Find Out the Details"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Yes, the Amex Platinum is a charge card. It requires full payment of the balance each month.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"531\" src=\"https:\/\/cardvcc.com\/wp-content\/uploads\/2024\/09\/Is-Amex-Platinum-a-Charge-Card.webp\" alt=\"Is Amex Platinum a Charge Card\" class=\"wp-image-8845\" srcset=\"https:\/\/cardvcc.com\/wp-content\/uploads\/2024\/09\/Is-Amex-Platinum-a-Charge-Card.webp 1024w, https:\/\/cardvcc.com\/wp-content\/uploads\/2024\/09\/Is-Amex-Platinum-a-Charge-Card-300x156.webp 300w, https:\/\/cardvcc.com\/wp-content\/uploads\/2024\/09\/Is-Amex-Platinum-a-Charge-Card-768x398.webp 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The Amex Platinum Card offers premium benefits and services. Unlike traditional credit cards, it has no preset spending limit. Cardholders enjoy luxury perks such as access to airport lounges, travel credits, and concierge services. It caters to individuals who prefer exclusive experiences and rewards.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The annual fee is high, but the benefits often outweigh the cost for frequent travelers. It&#8217;s important to manage spending wisely since the balance must be paid in full monthly. This card suits those who can leverage its extensive rewards and luxury services effectively.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Introduction To Amex Platinum<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The American Express Platinum Card, commonly known as Amex Platinum, is a premium charge card. It offers exclusive benefits, rewards, and perks to its cardholders. But what makes it stand out? Let&#8217;s explore its history and features.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Brief History<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Amex Platinum was introduced in 1984. It quickly became a status symbol. The card was designed for affluent customers. Over the years, it has evolved with new features and benefits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Initially, the card focused on travel perks. Today, it offers much more. It includes access to airport lounges, hotel benefits, and concierge services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Card Features<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Amex Platinum offers various features to its users:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Membership Rewards:<\/strong> Earn points on every purchase.<\/li>\n\n\n\n<li><strong>Travel Perks:<\/strong> Access to Centurion Lounges and other airport lounges.<\/li>\n\n\n\n<li><strong>Hotel Benefits:<\/strong> Enjoy upgrades and late checkouts at luxury hotels.<\/li>\n\n\n\n<li><strong>Concierge Service:<\/strong> Get assistance with reservations and travel plans.<\/li>\n\n\n\n<li><strong>Purchase Protection:<\/strong> Safeguard your purchases against theft and damage.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s a table summarizing some key features:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Feature<\/th><th>Description<\/th><\/tr><tr><td>Membership Rewards<\/td><td>Earn points on every purchase.<\/td><\/tr><tr><td>Travel Perks<\/td><td>Access to airport lounges worldwide.<\/td><\/tr><tr><td>Hotel Benefits<\/td><td>Upgrades and late checkouts at luxury hotels.<\/td><\/tr><tr><td>Concierge Service<\/td><td>24\/7 assistance with reservations and travel plans.<\/td><\/tr><tr><td>Purchase Protection<\/td><td>Protection against theft and damage.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The card also offers no pre-set spending limit. This means your purchasing power adjusts based on your usage. The annual fee for Amex Platinum is high but justified by the numerous benefits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Charge Card Vs Credit Card<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding the difference between a <strong>charge card<\/strong> and a <strong>credit card<\/strong> is essential. Both have unique features and benefits. This section will delve into these differences to help you make an informed choice.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Key Differences<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">While both cards allow you to make purchases, they operate differently.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Feature<\/th><th>Charge Card<\/th><th>Credit Card<\/th><\/tr><tr><td>Payment Due<\/td><td>Full balance each month<\/td><td>Minimum payment required<\/td><\/tr><tr><td>Spending Limit<\/td><td>No preset limit<\/td><td>Predetermined limit<\/td><\/tr><tr><td>Interest Charges<\/td><td>No interest<\/td><td>Interest on the carried balance<\/td><\/tr><tr><td>Late Fees<\/td><td>High penalties<\/td><td>Varies<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Benefits Of Each<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Both cards offer distinct advantages.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Charge Card Benefits:<\/strong>\n<ul class=\"wp-block-list\">\n<li>No interest charges<\/li>\n\n\n\n<li>Higher spending flexibility<\/li>\n\n\n\n<li>Encourages responsible spending<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Credit Card Benefits:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Flexible payment options<\/li>\n\n\n\n<li>Access to credit lines<\/li>\n\n\n\n<li>Opportunity to build credit<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Amex Platinum As A Charge Card<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The American Express Platinum Card is known for its luxury perks. But what makes it unique is its nature as a charge card. Unlike regular credit cards, charge cards have different rules. Let&#8217;s dive into the specifics of the Amex Platinum as a charge card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Payment Expectations<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">With the Amex Platinum, you must <strong>pay your balance in full<\/strong> each month. There&#8217;s no option to carry a balance over time. If you don&#8217;t pay in full, you&#8217;ll face late fees. This rule ensures you manage your spending wisely. It also helps in building a strong credit profile.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Charge cards like the Amex Platinum don&#8217;t have interest rates. Since you can&#8217;t carry a balance, there&#8217;s no need for interest. This can be a benefit for those who prefer to avoid interest charges.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Spending Limits<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Amex Platinum card doesn&#8217;t have a preset <strong>spending limit<\/strong>. This doesn&#8217;t mean unlimited spending. Your spending power adjusts based on factors like:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Payment history<\/li>\n\n\n\n<li>Credit record<\/li>\n\n\n\n<li>Financial resources<\/li>\n\n\n\n<li>Spending patterns<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This flexible limit can be helpful for big purchases. It adapts to your financial habits and needs. But you should always check your spending ability before making large buys.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For business owners, this can be especially useful. The dynamic spending limit can support varying business expenses. Just remember to manage your payments well to avoid any issues.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Benefits Of Amex Platinum<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Amex Platinum card offers many benefits. These benefits make it a popular choice. The card provides rewards and travel perks. Let&#8217;s explore these benefits in detail.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Rewards Program<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Amex Platinum card has a great rewards program. Cardholders earn points on purchases. These points can be redeemed for various rewards. Some rewards include travel, shopping, and dining.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>5X points<\/strong> on flights booked directly with airlines.<\/li>\n\n\n\n<li><strong>5X points<\/strong> on prepaid hotels booked via Amex Travel.<\/li>\n\n\n\n<li><strong>1X points<\/strong> on other purchases.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You can redeem points for travel. This includes flights, hotels, and car rentals. You can also use points for gift cards and shopping. The rewards program is flexible and offers many choices.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Travel Perks<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Amex Platinum card provides many travel perks. These perks make traveling easier and more enjoyable. Here are some key travel benefits:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Benefit<\/th><th>Description<\/th><\/tr><tr><td><strong>Airport Lounge Access<\/strong><\/td><td>Access to 1,200+ airport lounges worldwide.<\/td><\/tr><tr><td><strong>Global Entry\/TSA PreCheck Credit<\/strong><\/td><td>Receive a credit for the application fee.<\/td><\/tr><tr><td><strong>Hotel Benefits<\/strong><\/td><td>Enjoy perks at Fine Hotels &amp; Resorts.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">These travel perks make the Amex Platinum card valuable. Cardholders can relax in airport lounges. They can also save time with Global Entry or TSA PreCheck. Additionally, hotel benefits enhance their stay.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"531\" src=\"https:\/\/cardvcc.com\/wp-content\/uploads\/2024\/09\/amex-platinum-metal-card.webp\" alt=\"amex platinum metal card\" class=\"wp-image-8843\" srcset=\"https:\/\/cardvcc.com\/wp-content\/uploads\/2024\/09\/amex-platinum-metal-card.webp 1024w, https:\/\/cardvcc.com\/wp-content\/uploads\/2024\/09\/amex-platinum-metal-card-300x156.webp 300w, https:\/\/cardvcc.com\/wp-content\/uploads\/2024\/09\/amex-platinum-metal-card-768x398.webp 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Fees And Charges<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The American Express Platinum card is a charge card with many benefits. But understanding its fees is crucial. This section will break down the <strong>annual fees<\/strong> and <strong>other costs<\/strong> associated with this card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Annual Fees<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>Amex Platinum<\/strong> card has a high annual fee. This fee can be a deal-breaker for some. The current fee is <strong>$695<\/strong> per year. This fee is charged once every year. It is non-refundable. But the card offers many perks to offset this fee.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Other Costs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Beyond the annual fee, there are other costs to consider. Some of these costs include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Late Payment Fee:<\/strong> Up to $40<\/li>\n\n\n\n<li><strong>Returned Payment Fee:<\/strong> Up to $40<\/li>\n\n\n\n<li><strong>Foreign Transaction Fee:<\/strong> None<\/li>\n\n\n\n<li><strong>Cash Advance Fee:<\/strong> $10 or 5% of the amount, whichever is greater<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These fees can add up quickly. It&#8217;s essential to pay on time to avoid extra charges.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here is a table summarizing the costs:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Fee Type<\/th><th>Cost<\/th><\/tr><tr><td>Annual Fee<\/td><td>$695<\/td><\/tr><tr><td>Late Payment Fee<\/td><td>Up to $40<\/td><\/tr><tr><td>Returned Payment Fee<\/td><td>Up to $40<\/td><\/tr><tr><td>Foreign Transaction Fee<\/td><td>None<\/td><\/tr><tr><td>Cash Advance Fee<\/td><td>$10 or 5% of the amount<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Eligibility Criteria<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding the <strong>eligibility criteria<\/strong> for the <a href=\"https:\/\/cardvcc.com\/amex-charge-card-vs-credit-card\/\" data-type=\"link\" data-id=\"https:\/\/cardvcc.com\/amex-charge-card-vs-credit-card\/\">Amex<\/a> Platinum Charge Card is crucial. This section will help you know if you qualify for this prestigious card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Credit Score Requirements<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Your <strong>credit score<\/strong> plays a significant role in the approval process. Generally, a score of <strong>700 or above<\/strong> is preferred. This score shows you have a good credit history. It indicates you are responsible for credit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Income Requirements<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">While there is no official income requirement, having a high income helps. The Amex Platinum Card is for those with <strong>high spending power<\/strong>. A higher income can make your application stronger. It shows you can handle the card&#8217;s expenses.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How To Apply<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Applying for the American Express Platinum card can be simple. Follow these steps to ensure a smooth application process. This guide covers the application process and tips for approval.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Application Process<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The application process for the Amex Platinum card involves a few easy steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Visit the <a href=\"https:\/\/www.americanexpress.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">American Express website<\/a>.<\/li>\n\n\n\n<li>Navigate to the Platinum card application page.<\/li>\n\n\n\n<li>Click on the &#8220;Apply Now&#8221; button.<\/li>\n\n\n\n<li>Fill in your personal information: name, address, and social security number.<\/li>\n\n\n\n<li>Provide your financial information: annual income and employment details.<\/li>\n\n\n\n<li>Review and submit your application.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Once submitted, you may receive an instant decision. If additional information is needed, Amex will contact you.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Approval Tips<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Here are some tips to increase your chances of approval:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Check your credit score:<\/strong> Aim for a score above 700.<\/li>\n\n\n\n<li><strong>Ensure a stable income:<\/strong> A higher income improves your approval odds.<\/li>\n\n\n\n<li><strong>Limit recent credit inquiries:<\/strong> Too many inquiries can hurt your score.<\/li>\n\n\n\n<li><strong>Pay off existing debts:<\/strong> Lower debt-to-income ratios are favorable.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Following these tips can improve your chances of getting approved for the Amex Platinum card.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">User Experiences<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The American Express Platinum Card is popular among travelers and luxury seekers. Users share their experiences online, offering insights into its benefits and drawbacks. Read on to learn more about what users think about the Amex Platinum Card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Customer Reviews<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Many users praise the Amex Platinum Card for its <strong>premium perks<\/strong>. These include access to airport lounges, travel credits, and concierge services. Here are some highlights from customer reviews:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Travel Benefits:<\/strong> Users love the access to Centurion Lounges and Priority Pass.<\/li>\n\n\n\n<li><strong>Customer Service:<\/strong> Many find the 24\/7 customer service helpful and responsive.<\/li>\n\n\n\n<li><strong>Rewards Program:<\/strong> Points can be redeemed for travel, shopping, and more.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Overall, the card receives high marks for its <strong>extensive benefits<\/strong> and <strong>customer support<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Common Complaints<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">While many users enjoy the Amex Platinum Card, some share common complaints. These include high annual fees, limited acceptance, and complex rewards. Below are some frequent issues:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Complaint<\/th><th>Details<\/th><\/tr><tr><td>High Annual Fee<\/td><td>The card comes with a $695 annual fee.<\/td><\/tr><tr><td>Limited Acceptance<\/td><td>Not all merchants accept American Express.<\/td><\/tr><tr><td>Complex Rewards<\/td><td>Some users find the rewards program difficult to navigate.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Despite these complaints, many users still find the card&#8217;s benefits outweigh its drawbacks.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"531\" src=\"https:\/\/cardvcc.com\/wp-content\/uploads\/2024\/09\/american-express-platinum-credit-card-annual-fee.webp\" alt=\"american express platinum credit card annual fee\" class=\"wp-image-8844\" srcset=\"https:\/\/cardvcc.com\/wp-content\/uploads\/2024\/09\/american-express-platinum-credit-card-annual-fee.webp 1024w, https:\/\/cardvcc.com\/wp-content\/uploads\/2024\/09\/american-express-platinum-credit-card-annual-fee-300x156.webp 300w, https:\/\/cardvcc.com\/wp-content\/uploads\/2024\/09\/american-express-platinum-credit-card-annual-fee-768x398.webp 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<div class=\"wp-block-rank-math-faq-block\"><div class=\"rank-math-faq-item\"><h3 class=\"rank-math-question\">Is Amex Platinum A Charge Card?<\/h3><div class=\"rank-math-answer\">Yes, the Amex Platinum is a charge card. This means you need to pay your balance in full each month. Unlike credit cards, there&#8217;s no preset spending limit.<\/div><\/div><div class=\"rank-math-faq-item\"><h3 class=\"rank-math-question\">What Are The Benefits Of Amex Platinum?<\/h3><div class=\"rank-math-answer\">The Amex Platinum offers numerous benefits. These include airport lounge access, hotel elite status, and travel credits. It also provides extensive travel insurance and concierge services.<\/div><\/div><div class=\"rank-math-faq-item\"><h3 class=\"rank-math-question\">Does Amex Platinum Have A Spending Limit?<\/h3><div class=\"rank-math-answer\">The Amex Platinum doesn&#8217;t have a preset spending limit. Your purchasing power adjusts based on your spending patterns, payment history, and credit profile.<\/div><\/div><div class=\"rank-math-faq-item\"><h3 class=\"rank-math-question\">How Do I Qualify For Amex Platinum?<\/h3><div class=\"rank-math-answer\">You need a good to excellent credit score to qualify. Additionally, your income and financial history are considered during the application process.<\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Amex Platinum is indeed a charge card. It requires full payment each month. This card offers numerous benefits and rewards. It is ideal for frequent travelers and luxury seekers. Understand its features to determine if it suits your financial habits.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yes, the Amex Platinum is a charge card. It requires full payment of the balance each month. The Amex Platinum Card offers premium benefits and services. Unlike traditional credit cards, it has no preset spending limit. Cardholders enjoy luxury perks such as access to airport lounges, travel credits, and concierge services. It caters to individuals [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8812","post","type-post","status-publish","format-standard","hentry","category-virtual-credit-card"],"_links":{"self":[{"href":"https:\/\/cardvcc.com\/index.php?rest_route=\/wp\/v2\/posts\/8812","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cardvcc.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cardvcc.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cardvcc.com\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/cardvcc.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8812"}],"version-history":[{"count":0,"href":"https:\/\/cardvcc.com\/index.php?rest_route=\/wp\/v2\/posts\/8812\/revisions"}],"wp:attachment":[{"href":"https:\/\/cardvcc.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8812"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cardvcc.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8812"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cardvcc.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8812"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}