Understanding 12920 Se 38th St Charge on Debit Card

A charge from 12920 SE 38th St on your debit card is likely from Microsoft Corporation. This address is linked to Microsoft’s headquarters.

Microsoft is a global technology company based in Redmond, Washington. Charges from 12920 SE 38th St usually indicate a transaction related to Microsoft services or products. These could include software purchases, subscriptions to services like Office 365, or other digital products.

Always verify your recent transactions to ensure the charge is legitimate. If you don’t recognize the charge, contact Microsoft Support or your bank for further assistance. Monitoring your account regularly helps prevent unauthorized transactions and ensures your financial security.

Introduction To The Charge

Have you seen a 12920 SE 38th St charge on your debit card? Many people are curious about this charge. This blog post will help you understand it better.

What Is 12920 Se 38th St?

The address 12920 SE 38th St refers to a location in Bellevue, Washington. It is often associated with companies like T-Mobile. You might see this address on your bank statement. It usually means a transaction with a business located there.

Common Reasons For Charges

There are a few common reasons for seeing this charge on your debit card. Here are some possibilities:

• Subscription Services: You might have signed up for a service.
• One-Time Purchase: You bought something from a company at this address.
• Recurring Payments: Regular payments like phone bills.

Reason	Example
Subscription Services	Monthly app fees
One-Time Purchase	Buying a new phone
Recurring Payments	Monthly phone bills

Identifying The Source

Have you noticed a charge on your debit card from 12920 Se 38Th St? Understanding the source of unknown transactions is crucial. This can protect your finances and give you peace of mind. Let’s dive into how to identify this charge.

Merchant Information

The address 12920 Se 38Th St often links to a specific merchant. To find out which one, you can use online resources. Many websites list businesses by address. You can also check your email or recent purchases. This might give clues about the merchant.

Transaction Details

Look at the transaction details on your bank statement. It should list the date, time, and amount charged. These details can help you recall the purchase. Was it something you bought recently?

Details	Information
Date	Check the date of the transaction.
Time	Note the time of the charge.
Amount	Compare the amount with your receipts.

Still unsure about the charge? Contact your bank. They can provide more details. You can also reach out to the merchant directly. They can confirm if the charge is legitimate.

Possible Merchant Associations

Finding a charge on your debit card from 12920 Se 38Th St can be confusing. This charge often relates to purchases from specific merchants. Understanding these possible merchant associations helps you verify and manage your expenses better.

Retail Stores

The charge may come from well-known retail stores. Many large chains have this address listed for their online transactions. Here are some common retail stores:

• Walmart
• Target
• Best Buy

These stores have multiple outlets. They often use centralized billing addresses for online orders. Always check your receipts and order history.

Online Purchases

Online purchases also frequently use 12920 Se 38Th St for billing. Many e-commerce sites use this address, especially for digital goods and services. Here are some examples:

• Amazon
• eBay
• Shopify stores

Review your online purchase history. Ensure the charge matches your recent orders. This helps you quickly identify and resolve any discrepancies.

Merchant Type	Examples
Retail Stores	Walmart, Target, Best Buy
Online Purchases	Amazon, eBay, Shopify stores

By understanding these associations, you can manage your finances more effectively. Always keep track of your purchases and verify each charge on your debit card.

Investigating Unauthorized Charges

Have you noticed an unfamiliar charge labeled 12920 Se 38Th St on your debit card statement? This could be a sign of a fraudulent transaction. It’s important to act quickly to protect your finances. Here’s what you need to know about investigating these unauthorized charges.

Signs Of Fraud

• Unexpected charges on your statement.
• Small test charges, often under $10.
• Multiple charges from the same unfamiliar vendor.
• Unusual activity notifications from your bank.

Steps To Take

1. Review your recent transactions: Check your account for any unfamiliar charges.
2. Contact your bank: Report the suspicious charge immediately.
3. Freeze your card: Temporarily freeze your card to prevent further fraud.
4. File a dispute: Follow your bank’s process to dispute the charge.
5. Check your credit report: Ensure there are no other signs of fraud.

By following these steps, you can help protect your money from fraud. Always stay vigilant and monitor your accounts regularly.

Disputing A Charge

Have you noticed an unfamiliar charge labeled 12920 SE 38th St on your debit card? It can be alarming. Disputing such charges is essential. This section will guide you through the process.

Contacting Your Bank

The first step is to contact your bank. Use the customer service number on your card. Inform them about the suspicious charge.

Be ready to provide details. Share the charge amount and date. The bank will then start investigating.

Required Documentation

Gather all necessary documentation to support your dispute. This includes:

• Your bank statements
• Receipts of legitimate purchases
• A written statement explaining the issue

Submit these documents to your bank. They will review and process your dispute.

Preventing Future Issues

Discovering an unfamiliar charge like the 12920 Se 38Th St Charge on a Debit Card can be stressful. It’s crucial to take steps to prevent future issues. Here are some effective strategies to keep your account safe.

Monitoring Your Account

Regularly check your bank account. Review transactions at least once a week. Look for any unfamiliar charges. This helps you catch fraudulent activity early. Early detection can save you from bigger problems later.

Setting Up Alerts

Bank alerts are a helpful tool. Set up alerts for your account. Alerts notify you about unusual activity. You can get alerts for:

• Large transactions
• Out-of-state purchases
• International charges

Alerts can be sent to your phone or email. This keeps you informed in real time. If you spot anything suspicious, act quickly. Contact your bank immediately.

Alert Type	Purpose
Large Transaction Alert	Notifies you of big purchases.
Out-of-State Purchase Alert	Flags transactions made in other states.
International Charge Alert	Alerts you to charges from other countries.

By setting up alerts, you add an extra layer of security to your account. This helps prevent unauthorized access and fraudulent charges.

Frequently Asked Questions

Conclusion

Understanding the charge on your debit card from 12920 SE 38th St is crucial. Always review your statements carefully. Contact your bank for any discrepancies. Stay vigilant and protect your finances. Regularly monitoring transactions can prevent fraud. Keep your financial information secure for peace of mind.