The annual fee for SBI My Card International Image Debit Card Visa Charges is ₹175 plus GST. Replacement card charges are ₹300 plus GST.
SBI My Card International Image Debit Card Visa offers global access to your funds. This card stands out with its customizable image feature, allowing users to personalize their card. It provides convenience for international transactions and a range of benefits.
Cardholders enjoy extensive ATM access worldwide and secure online shopping. This debit card also includes comprehensive fraud protection. With affordable charges and robust features, it is an excellent choice for frequent travelers. SBI ensures a seamless banking experience with this versatile debit card.
Introduction To Sbi My Card International Image Debit Card
The SBI My Card International Image Debit Card is a unique offering from the State Bank of India. This card combines global usability with personalization options. It caters to the needs of frequent travelers and those who enjoy a touch of personalization in their financial products.
Overview Of Features
The SBI My Card International Image Debit Card comes with a host of features:
- Global Acceptance: Use the card at over 30 million outlets worldwide.
- Personalized Images: Customize your card with your favorite image.
- Secure Transactions: EMV chip ensures secure transactions.
- 24/7 Customer Support: Round-the-clock assistance for any queries or issues.
- Exclusive Offers: Enjoy special discounts and deals at partnered stores.
Target Audience
The SBI My Card International Image Debit Card is designed for:
- Frequent Travelers: Those who travel abroad often and need a reliable card.
- Personalization Enthusiasts: Individuals who love adding a personal touch to their belongings.
- Security-Conscious Users: People who prioritize secure transactions.
- Tech-Savvy Individuals: Users who appreciate modern banking features and benefits.
This card is perfect for anyone wanting a blend of practicality and personalization in their financial tools.
Design And Customization
The SBI My Card International Image Debit Card Visa allows you to personalize your debit card. This feature lets you add a unique touch, making your card truly yours. You can choose an image that represents your style or memories. Let’s explore the options available for card personalization.
Card Personalization Options
You can select from a variety of card personalization options. This includes uploading your favorite photo or choosing from SBI’s image gallery. The gallery offers a range of themes such as nature, festivals, and abstract designs. This ensures that there is something for everyone.
- Upload your image
- Choose from SBI’s gallery
- Select various themes
How To Upload Your Image
Uploading your image to personalize your card is simple. Follow these steps to make your card unique.
- Log in to your SBI account.
- Navigate to the My Card section.
- Click on Upload Image.
- Select the image from your device.
- Adjust the image to fit the card template.
- Submit and confirm the changes.
Make sure your image meets the required specifications. Images should be high-resolution and free from offensive content. This ensures the best quality print for your card.
Personalizing your SBI My Card International Image Debit Card Visa is easy and fun. It adds a personal touch to your daily transactions.
Benefits And Rewards
The SBI My Card International Image Debit Card Visa offers amazing benefits. Enjoy cashback offers and exclusive discounts. This card makes your shopping experience better.
Cashback Offers
Cardholders receive amazing cashback on their purchases. Every time you shop, you save money. This card rewards you for spending. Enjoy extra savings on groceries, fuel, and more.
- Groceries: Get 5% cashback at major stores.
- Fuel: Enjoy 2.5% cashback at petrol stations.
- Online Shopping: Receive 3% cashback on popular e-commerce sites.
Exclusive Discounts
The card offers exclusive discounts at select retailers. Save on your favorite brands. Enjoy special deals on dining, travel, and entertainment.
| Category | Discount | Details |
|---|---|---|
| Dining | 10% | At participating restaurants |
| Travel | 15% | On select travel bookings |
| Entertainment | 5% | On movie tickets and events |
Charges And Fees
The SBI My Card International Image Debit Card comes with various charges. These charges include annual fees and transaction charges. Understanding these fees is important for cardholders. This helps in planning finances better.
Annual Fee
The annual fee for the SBI My Card International Image Debit Card is ₹250. This fee is charged once every year. The annual fee helps maintain your card services. You can enjoy various benefits by paying this fee.
Transaction Charges
Transaction charges apply to different types of transactions. Below is a table showing various transaction charges:
| Transaction Type | Charge |
|---|---|
| Domestic ATM Withdrawal | ₹20 per transaction |
| International ATM Withdrawal | ₹200 per transaction |
| POS Transactions (Domestic) | Free |
| POS Transactions (International) | 3% of the transaction amount |
For domestic ATM withdrawals, the charge is ₹20 per transaction. International ATM withdrawals cost ₹200 per transaction. POS transactions within India are free of charge. For international POS transactions, a 3% fee is applied.
International Usage
The SBI My Card International Image Debit Card Visa is designed for global travelers. This card offers a range of features for international usage, making it a convenient option for those who frequently travel abroad.
Currency Conversion
When using the SBI My Card International Image Debit Card Visa abroad, currency conversion fees apply. These fees are charged on every transaction made in a foreign currency.
| Type of Transaction | Currency Conversion Fee |
|---|---|
| ATM Withdrawals | 3% of the transaction amount |
| Point of Sale (POS) Transactions | 3% of the transaction amount |
The currency conversion fee is calculated based on the amount spent in a foreign currency. It’s important to be aware of these fees to manage your budget effectively while traveling.
Accepted Countries
The SBI My Card International Image Debit Card Visa is accepted in many countries worldwide. Here are some popular destinations where you can use this card:
- United States
- United Kingdom
- Canada
- Australia
- Germany
- France
- Japan
This wide acceptance ensures you can make transactions seamlessly across various countries. Enjoy your travels without the hassle of carrying multiple currencies.
Remember to inform your bank about your travel plans to avoid any inconvenience. This step helps in preventing your card from being blocked due to suspicious activities.
Can virtual credit cards be used for scam protection?
Online scams are a growing concern. Many people worry about their personal and financial information. Virtual credit cards can help protect you from scams.
Why Virtual Credit Cards Are Safer Online
Virtual credit cards offer a layer of protection that physical cards do not. They are designed to be used online. Here are some reasons why they are safer:
- Limited Use: Virtual credit cards can be set for one-time use. This makes them useless if stolen.
- Privacy: They do not reveal your actual credit card number. This keeps your real card details safe.
- Spending Limits: You can set spending limits on virtual cards. This helps control how much can be charged.
- Easy Cancellation: If you suspect fraud, you can easily cancel the virtual card. This does not affect your main credit card.
How to Use Virtual Credit Cards for Scam Protection
Using virtual credit cards for scam protection is easy. Follow these steps:
- Sign Up: Join a service like Cardvcc. They allow you to create virtual credit cards instantly.
- Create a Card: Generate a virtual credit card for each online purchase.
- Set Limits: Define spending limits and expiration dates for each card.
- Monitor Transactions: Keep an eye on your transactions. Report any suspicious activity immediately.
Benefits of Using Virtual Credit Cards
There are many benefits to using virtual credit cards. Here are some of the main advantages:
| Benefit | Explanation |
|---|---|
| Enhanced Security | Virtual cards protect your real card details. |
| Controlled Spending | You can set limits on how much can be charged. |
| Easy Management | Virtual cards can be created and canceled easily. |
| Privacy | Your actual credit card number is not exposed. |
Join Cardvcc & Instantly Create Virtual Credit Cards
If you want to protect yourself from online scams, consider using Cardvcc. They offer an easy way to create virtual credit cards. Here’s how to get started:
- Visit Cardvcc.com: Go to their website and sign up for an account.
- Create Virtual Cards: Instantly generate virtual credit cards for your online transactions.
- Stay Safe: Use these cards for all your online shopping to stay protected.
Security Features
The SBI My Card International Image Debit Card Visa offers robust security features. These features protect against unauthorized transactions and fraud. Let’s delve into the key security features.
Fraud Protection
The debit card has advanced fraud protection mechanisms. It employs real-time monitoring to detect suspicious activity. Alerts are sent immediately for any unusual transactions. This helps in preventing fraudulent activities promptly.
Emv Chip Technology
The card is embedded with EMV chip technology. This technology provides enhanced security over traditional magnetic stripe cards. The EMV chip generates unique transaction codes for each use. This makes it nearly impossible for fraudsters to duplicate the card.
| Feature | Benefit |
|---|---|
| Real-time Monitoring | Detects and alerts suspicious activities instantly |
| EMV Chip | Provides unique transaction codes to prevent duplication |
Application Process
Applying for the SBI My Card International Image Debit Card is simple. Follow our easy steps to get started today. This guide will help you understand the eligibility criteria and application steps.
Eligibility Criteria
- Applicant must be an SBI account holder.
- Must be 18 years or older.
- Valid identification proof is required.
- Complete the KYC process.
Step-by-step Guide
- Visit the nearest SBI branch.
- Fill out the debit card application form.
- Provide necessary documents.
- Choose your card design.
- Submit the form to the bank official.
- Receive your card by post.
Below is a table summarizing the required documents:
| Document Type | Examples |
|---|---|
| Identification Proof | Aadhaar, Passport, Voter ID |
| Address Proof | Utility Bill, Rent Agreement |
| Age Proof | Birth Certificate, School Certificate |
Ensure all documents are up-to-date. This will speed up the process. The bank will verify your details quickly. You will receive your card in a few days.
Customer Support
Customer support for the SBI My Card International Image Debit Card Visa Charges is exceptional. SBI ensures seamless assistance to all customers through various channels.
24/7 Helpline
SBI offers a 24/7 helpline for all your card-related issues. You can reach out anytime for assistance with your debit card charges. The helpline is staffed with friendly and knowledgeable representatives.
They can help with lost cards, unauthorized transactions, and billing queries. Dial the customer service number to get instant help.
Online Assistance
You can also get help through the online assistance portal. Log in to your SBI account and navigate to the support section. Here, you can find answers to frequently asked questions and submit support tickets.
The online portal is easy to use and provides quick resolutions. You can also use the chat feature for real-time help.
| Support Type | Details |
|---|---|
| 24/7 Helpline | Immediate assistance through phone calls |
| Online Assistance | Support through the online portal and chat |
- Phone Support: Available anytime, day or night.
- Online Portal: Convenient and user-friendly.
- Chat Support: Instant help with real-time chat.
- Call the helpline for urgent issues.
- Use the online portal for non-urgent queries.
- Chat for quick answers.
User Reviews
The SBI My Card International Image Debit Card Visa has gained popularity. Many users have shared their experiences. This section dives into their reviews. Learn about the pros, cons, and real user stories.
Pros And Cons
| Pros | Cons |
|---|---|
| Annual fees possible foreign transaction feesATM withdrawal limits | Annual feesPossible foreign transaction feesATM withdrawal limits |
Customer Experiences
Many customers love the customizable images. They enjoy personalizing their cards. The card’s worldwide acceptance is another highlighted feature. Users feel secure with the enhanced security measures.
On the flip side, some users mention the annual fees. These fees can be a deterrent for some. Foreign transaction fees are also noted by frequent travelers.
A user named John shared his story:
“I love my SBI My Card. The custom image makes it unique. I use it everywhere without issues. The customer service is always helpful.”
Another user, Rita, pointed out:
“The annual fee is a bit high. But the card’s features make it worth it. I feel safe using it abroad.”
Overall, the SBI My Card International Image Debit Card Visa receives mixed reviews. The unique features are appreciated, but fees are a common concern.
Frequently Asked Questions of Sbi My Card International Image Debit Card Visa Charges
What Are The Charges For Sbi My Card International Image Debit Card?
The charges for SBI My Card International Image Debit Card include annual fees, transaction fees, and foreign exchange markup. Always check the official SBI website for the latest fee structure.
Are There Any Annual Fees For The Sbi My Card?
Yes, the SBI My Card International Image Debit Card comes with an annual fee. The fee is subject to change, so verify on the SBI website.
Does Sbi My Card Have Foreign Transaction Fees?
Yes, foreign transactions using the SBI My Card International Image Debit Card are subject to foreign exchange markup fees. Check the current rates on the official SBI website.
Is There A Replacement Fee For Sbi My Card?
Yes, if you lose your SBI My Card International Image Debit Card, a replacement fee will be charged. Refer to SBI’s website for the latest replacement fee.
Conclusion
The SBI My Card International Image Debit Card Visa offers competitive charges and extensive benefits. It’s a great choice for frequent travelers. With its global acceptance and unique features, this card stands out. Consider it for your international transactions and enjoy seamless financial management.
