A charge from 10400 NE 4th St on your credit card is likely from a business located at that address. Verify your recent transactions to identify the source.
10400 NE 4th St is a common address for businesses, particularly in Bellevue, Washington. This address is associated with various entities, including hotels, restaurants, and corporate offices. If you notice a charge from this location, it is essential to check your recent purchases or reservations.
Often, such charges are legitimate and stem from a stay at a hotel, dining experience, or other services. Always review your credit card statement carefully to ensure all charges are recognized and authorized. Contact your credit card issuer immediately if you suspect any fraudulent activity.
Introduction To Credit Card Charges
Understanding credit card charges is essential. It helps manage your finances better. Credit card statements can sometimes be confusing. Specific charges, like the 10400 Ne 4Th St Charge, might appear unfamiliar. Knowing why these charges occur can save you stress and money.
Common Reasons For Charges
Credit card charges can happen for various reasons. Here are some common ones:
- Purchases: Everyday transactions at stores or online.
- Subscription Fees: Monthly or annual charges for services.
- Service Fees: Fees for late payments or exceeding your limit.
- Interest Charges: Costs for carrying a balance from month to month.
- Cash Advances: Fees for withdrawing cash using your credit card.
Identifying Unfamiliar Charges
Sometimes, charges on your credit card statement might seem unfamiliar. Here are steps to identify them:
- Check the Merchant Name: Look closely at the name. It might be a familiar store using a different name.
- Review Recent Purchases: Compare the charge with your recent transactions.
- Search Online: Enter the merchant name or address into a search engine.
- Contact the Merchant: Call the merchant directly for more details.
- Contact Your Credit Card Issuer: If still unsure, call your bank for help.
Using these steps can help you understand charges better. Stay vigilant to avoid fraudulent activities on your account.
Here’s a quick reference table for common charges:
| Type of Charge | Description |
|---|---|
| Purchases | Everyday transactions at stores or online |
| Subscription Fees | Monthly or annual charges for services |
| Service Fees | Fees for late payments or exceeding your limit |
| Interest Charges | Costs for carrying a balance from month to month |
| Cash Advances | Fees for withdrawing cash using your credit card |
Understanding 10400 Ne 4th St
Have you noticed a charge from 10400 Ne 4Th St on your credit card? This address may seem unfamiliar. Understanding the location and businesses there can help.
Location Overview
10400 Ne 4Th St is in Bellevue, Washington. This area is known for its commercial activities. Bellevue is a bustling city near Seattle.
The location is in a well-developed area. It is close to major roads and public transportation. Many people visit this area for business and shopping.
Businesses At This Address
Several businesses operate from 10400 Ne 4Th St. These businesses include:
- Restaurants
- Tech companies
- Retail stores
- Service providers
Here’s a table with some notable businesses:
| Business Name | Type |
|---|---|
| ABC Bistro | Restaurant |
| TechCorp | Tech Company |
| Fashion Hub | Retail Store |
| ServicePro | Service Provider |
These businesses may appear on your credit card statement. Recognizing them can help you understand charges.
Investigating The Charge
Discovering a mysterious charge on your credit card statement can be alarming. The charge labeled “10400 NE 4th St” is no exception. Thoroughly investigating this charge is crucial for maintaining your financial health.
Reviewing Transaction Details
Begin by reviewing the transaction details on your statement. Note the date, time, and amount of the charge. Compare these details with your recent purchases and activities. Sometimes, a charge may appear unfamiliar due to a merchant’s billing name.
| Detail | Information |
|---|---|
| Date | Check the date of the transaction. |
| Time | Review the time of the charge. |
| Amount | Match the amount with your purchases. |
| Merchant | Identify the merchant’s billing name. |
Contacting Your Bank
If the charge remains suspicious, contact your bank immediately. Explain the situation and provide all necessary details. Your bank can offer clarity or start a dispute process if needed.
- Call the customer service number.
- Provide transaction details.
- Ask for an investigation.
- Follow up regularly.
Keep a record of your communications with the bank. This helps in tracking the progress of your inquiry. Your bank will guide you through the next steps.
Resolving Unauthorized Charges
Discovering an unauthorized charge on your credit card, like the one from 10400 NE 4th St, can be alarming. It’s essential to act quickly to protect your finances. This section will guide you through the steps to resolve these unauthorized charges effectively.
Reporting To Bank
First, contact your bank immediately. Use the number on the back of your card. Explain the situation clearly and provide all the details. This includes the date, amount, and merchant name. The bank may freeze your card to prevent more charges.
Next, request a new card. This ensures future safety. Banks usually provide a replacement within a few days.
Filing A Dispute
To file a dispute, gather all necessary documents. This includes your statement showing the charge and any communication with the merchant.
Follow these steps to file a dispute:
- Log in to your online banking.
- Navigate to the “Dispute a Transaction” section.
- Fill out the form with accurate information.
- Submit the form and wait for a response.
Keep monitoring your account. Ensure no further unauthorized charges occur. Always keep records of your communications and submissions.
By acting promptly, you can resolve unauthorized charges efficiently. Keeping your finances secure is crucial.
Preventing Future Issues
10400 Ne 4Th St Charge on Credit Card can be a confusing and frustrating experience. To avoid future problems, it’s crucial to take proactive steps. Here are some effective strategies to help you stay on top of your credit card activity and prevent unauthorized charges.
Monitoring Statements
Regularly check your credit card statements. This helps catch any unusual charges quickly. Look for any unfamiliar transactions. Compare them with your receipts or digital records. If you find something suspicious, report it immediately.
Setting Up Alerts
Most credit card companies offer alerts. These can be set up to notify you of various activities. For example:
- Large Purchases
- International Transactions
- Online Purchases
These alerts can help you react quickly if something seems off. Here’s a simple table to illustrate the different types of alerts you can set:
| Type of Alert | Notification Method |
|---|---|
| Large Purchase | Email/SMS |
| International Transaction | Email/SMS |
| Online Purchase | Email/SMS |
Setting up these alerts is simple and can be done through your credit card’s website or app.
Legal Rights And Protections
Seeing a charge like 10400 Ne 4Th St on your credit card can be alarming. Knowing your legal rights and protections is crucial. This helps you take the right steps to resolve the issue.
Consumer Protection Laws
Consumer protection laws safeguard you from unauthorized charges. The Fair Credit Billing Act (FCBA) allows you to dispute charges. This law covers billing errors, unauthorized charges, and goods not received.
To dispute a charge, you must contact your card issuer. Do this within 60 days of the statement date. Provide details about the charge and why it is incorrect.
| Action | Time Limit | Details |
|---|---|---|
| Dispute Charge | 60 days | From statement date |
| Response from Issuer | 30 days | After receiving your dispute |
Credit Card Fraud Policies
Credit card fraud policies protect you from fraudulent charges. Most card issuers have zero-liability policies. This means you are not held responsible for fraudulent charges.
Always report lost or stolen cards immediately. This minimizes your risk of fraud. Keep an eye on your statements for any suspicious activity.
- Report lost or stolen cards.
- Monitor account statements
- Dispute unauthorized charges
By understanding these protections, you can handle unexpected charges confidently. Stay informed and proactive to safeguard your finances.
Steps After Identifying Legitimate Charges
Once you have identified legitimate charges on your credit card, it is important to take specific steps to ensure everything is in order. This will help you avoid future confusion and keep your finances organized.
Verifying Purchases
Verifying purchases is crucial after spotting a legitimate charge. Start by checking the merchant’s name on your statement. Sometimes, the merchant’s name may appear differently. Use receipts or emails to match purchases. This ensures the charge is correct.
If you still have doubts, contact the merchant directly. They can provide details about the transaction. Keep a record of your communication for future reference.
Managing Subscriptions
Keeping track of your subscriptions is essential. Many services offer monthly or yearly plans. You might forget about these over time. Regularly review your subscriptions to avoid unnecessary charges.
Use a table to list your subscriptions:
| Subscription Name | Monthly Cost | Renewal Date |
|---|---|---|
| Streaming Service | $9.99 | 15th of each month |
| Online Magazine | $5.99 | 1st of each month |
| Cloud Storage | $2.99 | 20th of each month |
Cancel any subscriptions you no longer need. This saves money and keeps your credit card statement clear.
Use alerts to remind you about upcoming renewals. This helps you stay on top of your finances.
Frequently Asked Questions
What Is 10400 Ne 4th St Charge?
10400 Ne 4Th St charge appears on your credit card statement. It typically refers to a transaction made at a business located at that address. If you don’t recognize it, check recent purchases.
Why Is 10400 Ne 4th St On My Bill?
10400 Ne 4Th St on your bill indicates a transaction at a business at that address. Review your recent activities to identify the purchase. Contact your bank for details.
Can I Dispute A 10400 Ne 4th St Charge?
Yes, you can dispute a 10400 Ne 4Th St charge. Contact your credit card issuer and provide details. They will guide you through the dispute process.
How To Identify 10400 Ne 4th St Transaction?
To identify a 10400 Ne 4Th St transaction, review your recent purchases. Check receipts and statements. Contact the business or your bank for more information.
Conclusion
Understanding the 10400 NE 4th St charge on your credit card can ease your financial concerns. Always review your statements carefully. Contact your bank for any discrepancies. Staying informed helps you manage your finances better. Keep an eye on unusual transactions to maintain financial security.
